Blog

The EBA's 2025 ITS emphasizes critical updates in collateral mobilisation, moratorium powers, and MIS for resolution. Key enhancements include stress-testing procedures, harmonized legal frameworks, and guidelines for appointing independent valuers, ensuring a more resilient EU financial system.

DORA (Regulation EU 2022/2554) enhances EU financial sector resilience by mandating stringent ICT risk management, focusing on third-party providers, with a crucial information register for regulatory oversight and compliance.

EMIR 3 enhances EU financial stability by reducing reliance on third-country CCPs, boosting EU-based CCP competitiveness, and strengthening regulatory oversight, aligning with the Capital Markets Union's goals for a more resilient financial system.

The Financial Data Access framework (FiDA) is a transformative EU regulatory initiative designed to standardise and secure data management across the financial sector. AFME proposes a phased approach to FiDA's implementation, market alignment, customer value, and data security.

The BRRD is vital to EU financial stability, managing bank failures without taxpayer bailouts. Recent updates to the Implementing Technical Standards (ITS) enhance data reporting, improving accuracy, consistency, and detail.