Blog
TLAC/MREL Eligibility Criteria and AT1 Instruments
The European Banking Authority (EBA) ensures the integrity of own funds and eligible liabilities in the EU, per CRR Article 80(1). On June 27, 2024, the EBA updated its report on AT1, Tier 2, TLAC, and MREL instruments.
From the AML Framework to AMLA Establishment: EBA's Role
he European Banking Authority (EBA) welcomes the new EU anti-money laundering framework effective from 26 June 2024. The EBA will maintain its AML/CFT powers until December 2025, supporting Member States and the new AMLA.
DORA Regulation: Latest Commission Delegated Regulations
The Digital Operational Resilience Act (DORA) enhances cybersecurity and operational resilience for EU financial entities. It sets standards for managing ICT-related incidents, enforcing risk management, and regulating third-party providers.
Standardised Approach for Counterparty Credit Risk (SA-CCR)
The EBA's final draft amending RTS on SA-CCR, part of the EU Banking Package, enhances the original Basel Committee framework. Key updates include new formulas for calculating supervisory delta for commodity options, crucial for handling negative prices.
Crisis Management and Deposit Insurance (CMDI) Framework
The European Commission's CMDI framework review enhances EU banking crisis management. It targets small and medium-sized banks to prevent reliance on public funds, ensuring financial stability. Key reforms include broadening public interest criteria and strengthening MREL, DGS, and SRF usage.