Blog
CRD and Pillar 2 (P2R): Output Floor Interaction
Capital Requirements Directive (CRD) and Pillar 2 Requirements (P2R) address institution-specific risks, with Basel III's output floor ensuring comparability in risk-weighted assets. The EBA's guidance mitigates overlaps, manages double counting, and aligns P2R with regulatory reforms.
Digital Operational Resilience Act: DORA enters in Force
The Digital Operational Resilience Act (DORA) strengthens EU financial sector resilience against ICT risks. Effective January 2025, DORA mandates unified cybersecurity frameworks, advanced resilience testing, and third-party oversight.
ESG Risk Management: EBA Comprehensive Compliance Framework
The European Banking Authority (EBA) has introduced definitive guidelines on ESG risk management, aiming to align financial institutions with EU sustainability goals. These guidelines emphasize ESG integration into risk frameworks, standardization across institutions, and compliance deadlines.
Governance, Risk, and Compliance: 2024 Regulatory Review
The 2024 Regulatory Review highlights key changes in Governance, Risk, and Compliance (GRC). These updates redefine accountability, risk management, and compliance, fostering resilience and innovation in the financial sector's evolving regulatory landscape.
CRR3 and MiCA Regulation: EBA’s Draft RTS for Crypto-Asset Exposures
CRR3 and MiCA are key to the EU's crypto-asset regulations, balancing risk and innovation. The EBA’s Draft RTS under CRR3 Article 501d(5) outlines methodologies for managing crypto exposures, aligning with Basel standards and MiCAR.