Blog

CSDR Regulation: What Is It?
The Central Securities Depositories Regulation (CSDR) signifies the EU's commitment to financial resilience post the 2007-2008 crisis. This framework, aiming at standardization, security, and promoting competition, plays a pivotal role in redefining Europe's financial landscape.
Central Bank: Stablecoin Regulation Over CBDCs
Central banks face a pivotal decision in the digital finance landscape: prioritize stablecoin regulation or advance CBDCs? While CBDCs' macroeconomic impact may be limited, stablecoins offer promise and peril. They could transform payment systems but also challenge monetary sovereignty.
Governance and Finance: ESG Impact
Embracing ESG policies reshapes a company's financial blueprint, with every pivot echoing in its financial corridors. Despite challenges like data accessibility and the need for standardization.
IFRS 9 Bank Regulations
IFRS 9 reshapes global banking regulations, focusing on loan loss provisioning to bolster financial stability. However, with many banks still provisioning at default and capital-rich banks provisioning more, discrepancies arise.
AI and Compliance Relationship
Artificial Intelligence (AI) has transformed regulatory compliance in banking, ensuring lawful, ethical operations. From natural language processing to Know Your Customer (KYC) protocols, AI streamlines processes, improves efficiency, and enhances risk detection.